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HO-1 Policy is the basic form of homeowners insurance, covering specific perils like fire, lightning, windstorm, etc. Other HO policies like HO-2, HO-3, HO-4, HO-5, HO-6, and HO-8 provide varying levels of coverage. HO-2 is broader than HO-1, while HO-3 offers open perils coverage except for those excluded. Dwelling insurance covers structures without personal liability or contents coverage, differing from homeowners insurance. Mastering these concepts is crucial for passing the homeowners insurance exam.

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Risk warning: Digital asset trading is an emerging industry with bright prospects, but it also comes with huge risks as it is a new market. The risk is especially high in leveraged trading since leverage magnifies profits and amplifies risks at the same time. Please make sure you have a thorough understanding of the industry, the leveraged trading models, and the rules of trading before opening a position. Additionally, we strongly recommend that you identify your risk tolerance and only accept the risks you are willing to take. All trading involves risks, so you must be cautious when entering the market.

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